Why Shop for Insurance?


“I’ve had my current insurance for 10 years, why would I change now?”

“My insurance is expensive, but I don’t want to go through the trouble of changing.”

“I don’t have time to do research on insurance right now.”


If these are things that you have found yourself thinking lately, then we want to offer a few easy solutions for you. Some people think that shopping for insurance is a hard thing to do. However, this can be a simple and necessary process.


Why Shop for Insurance?


You may have gaps in your current insurance.

You thought you had a great policy, but you ran into a problem after a car wreck. Your car was going to be in the shop for a few weeks and you needed a rental car, but your insurance didn’t cover it. This is something that you now see as valuable and want to make sure that your policy has it but it raises your rates quite a bit. Maybe it’s time to look for a new policy.


Your needs change.

When you got your current insurance policies, you had 2 cars and a house. Now your oldest kid is renting an off-campus apartment that needs renter’s insurance and your youngest child is about to turn 16, so that means another car and another insurance policy. Your needs are constantly changing, and sometimes you could be better off by considering new options than what you have previously had.


You can bundle policies for a better price.

So your needs have changed and now you have to start looking. Do you stick with what you have and add another policy from another company? We’d strongly suggest looking at bundling your policies. In most cases, you can get lower rates from one company by insuring your house, auto and adding on a renter’s policy than doing all three separately. Saving money is never a bad thing!


We do the hard part for you.

So, you may be thinking now that it may be a wise decision to start looking at other insurance policies, but you really don’t have the time to get multiple quotes from different companies. We have some great news for you! By going through Ray Skillman Insurance Group, we do that hard part for you. We have 15+ providers to research and quote from and will work hard to make sure you are getting every possible discount and the highest value policy. We’d love to run a quote for you, so don’t hesitate to reach out!